Maximize Grocery Savings with the Surge Credit Card - 5% Cash Back

Introducing the Surge Credit Card - The Grocery Shopper's Dream Card

Grocery shopping can take a big bite out of anyone's budget. Between the rising costs of food, gas for the car, and everyday essentials, it's getting harder and harder to keep up. But what if there was a credit card that helped you save on all your grocery store spending? Well, now there is - introducing the Surge credit card.

The Surge card is designed with the savvy grocery shopper in mind. This new credit card offers amazing rewards and perks that can add up to hundreds of dollars in savings each year. In this article, we'll break down all the details of the Surge grocery credit card so you can decide if it should earn a spot in your wallet.

Earn Cash Back on Groceries and Gas

The Surge card offers some of the highest cash back rates available on grocery store purchases. You'll earn 5% cash back at grocery stores on up to $3,000 in purchases each year. This means you can get back up to $150 cash just from your grocery store runs. The 5% rate applies to any grocery store, from major chains like Safeway to local mom and pop shops.

You'll also earn 2% cash back at gas stations on up to $3,000 in gas purchases each year. That's up to $60 cash back at the pump. Between gas and groceries alone, you could earn over $200 back with the Surge card.

No Annual Fee

Unlike many rewards credit cards, the Surge card has no annual fee. You don't have to pay anything to access the card's generous rewards rates and benefits. This makes the Surge card easily one of the most valuable no annual fee grocery rewards cards available.

0% Intro APR on Purchases

Need to make a big grocery purchase but don't have the cash upfront? The Surge card offers new cardholders a 0% introductory APR on all purchases for the first 12 months when you open an account. This intro period lets you pay down larger grocery bills over time without accruing interest.

Premium Travel and Shopping Perks

Along with its grocery and gas rewards, the Surge card also offers perks and savings at hotels, restaurants, and online shopping. You'll enjoy benefits like:

• Up to $100 in statement credits for hotel stays booked through the Surge card site
• Complimentary elite status and room upgrades at participating hotel chains
• Up to $30 back each month on purchases with select online retail partners like Amazon and Walmart.com
• Access to exclusive dining offers, experiences, and events at hundreds of restaurants across the US

How the Surge Card Rewards Stack Up

To see how the Surge card compares to other top grocery rewards cards, here's a quick overview:

As you can see, the Surge card offers the highest grocery cash back rate compared to competitors, with no annual fee. The XYZ Grocery Card also offers strong rewards but charges a $95 annual fee. Overall, the Surge card comes out on top for maximizing rewards on groceries.

Who Should Get the Surge Credit Card?

The Surge credit card is ideal for anyone who:

• Spends a significant amount on groceries every month
• Fills up their gas tank regularly
• Wants to earn rewards without paying an annual fee
• Enjoys traveling and dining out

Basically, if you shop at grocery stores often and want to maximize savings, the Surge card is a great fit. Families who spend hundreds of dollars on groceries each month will benefit the most from the 5% cash back rate.

Maximizing Your Grocery Rewards

To get the most value from your Surge credit card, here are some tips to maximize grocery rewards:

• Use the Surge card for all your grocery store purchases, from food to household essentials. The 5% rate applies to any item sold at a grocery store.
• Take advantage of bonus grocery reward offers through the Surge card rewards site. You can often earn extra points on top brands or seasonal items.
• Link your rewards account to your favorite grocery store's loyalty program. This allows you to stack savings from both programs.
• Opt for in-store pickup when possible to also earn 2% back on gas.
• Pay your balance off each month to avoid interest charges.

Getting the Most from Gas Rewards

At 2% cash back, the Surge card also offers strong rewards for gas station purchases. To maximize this benefit:

• Use the Surge card to pay at the pump, in the station, or when booking gas through a delivery app.
• Fill up at gas stations along your regular commute or errands when possible.
• Take advantage of seasonal gas rewards bonuses through the Surge rewards site.
• Pay your bill in full each month to avoid interest charges.

Applying for the Surge Grocery Credit Card

Ready to start saving on your grocery bills with the Surge card? Here are some steps to apply:

1. Go to the Surge credit card website and click "Apply Now."
2. Fill out the secure online application form with your personal and financial details.
3. Receive an instant decision on your application status.
4. If approved, review and electronically sign your cardholder agreement.
5. Wait 5-7 business days for your new Surge grocery rewards credit card to arrive in the mail.
6. Activate your card and start earning rewards on groceries and gas!

The entire application process can be completed online in minutes. In most cases, you will receive an instant decision on approval.

Check Your Eligibility

The Surge card is marketed to consumers with good to excellent credit. Some credit score guidelines you may want to meet before applying include:

• Personal credit score above 670
• Limited recent credit inquiries on your report
• Low credit utilization rate
• No recent missed payments
• At least 3 years of credit history

Meeting these credit criteria shows lenders you are a responsible borrower and increases your chances of approval. However, every application is evaluated individually. Those with limited credit history may also be approved.

Get Your Credit Score

Not sure where your credit score currently stands? Before applying, check your latest credit score through online sites like CreditKarma. Getting your up-to-date credit score allows you to verify you meet the approval requirements.

Start Saving on Groceries with Surge

Between rising food prices and shrinking budgets, grocery bills keep getting bigger. Make sure your money goes further every time you shop for essentials with the Surge credit card. With up to 5% cash back on groceries and 2% back on gas, this card can help you maximize savings on your household shopping. See if you could be approved for the Surge card and start putting cash back in your wallet today.

FAQs

What is the rewards rate for groceries with the Surge card?

The Surge card offers 5% cash back on all grocery store purchases, up to $3,000 per year.

What types of gas stations qualify for the 2% cash back rate?

You can earn 2% cash back on gas station purchases made at any brand of gas station, including major chains like Shell or Exxon as well as independent stations.

Is there an annual fee for the Surge credit card?

No, there is no annual fee to use the Surge grocery rewards credit card.

What credit score is recommended to qualify for the Surge card?

You will need good to excellent credit, generally a score of 670 or higher, to qualify for approval for the Surge card.

Does the Surge card offer a signup bonus?

Yes, new cardholders can earn a $150 cash bonus after spending $500 on grocery store purchases in the first 3 months after account opening.